Health Care Service Corporation (HCSC) is the largest customer-owned health insurer in the United States. Founded in 1936 and operating as an independent licensee of the Blue Cross Blue Shield Association, it provides comprehensive health coverage and related healthcare products and services to more than 27 million people across Illinois, Montana, New Mexico, Oklahoma and Texas. Its plans span employers of all sizes, individuals and families, and government programmes including Medicare and Medicaid.
The organisation is a member-owned mutual legal reserve company, run in the interest of its customers rather than outside shareholders. Its stated priorities are expanding access to care, improving affordability and empowering member health. Beyond health insurance, HCSC offers pharmacy solutions, life and dental insurance, and health data technology products and services. It employs over 35,000 people.
Community work forms a documented part of its operations, through mobile health programmes, volunteer initiatives and grant programmes that the company reports have affected hundreds of thousands of people. The workforce is described as dedicated to expanding access to quality, cost-effective healthcare - an aim that touches clinical, pharmacy and health data functions as well as insurance operations.
