Oscar Health is a technology-driven health insurance company founded in 2012 and headquartered in New York City. The company operates a full-stack insurance platform across 18 U.S. states, serving approximately 1.7 million members through individual and family plans, small group products, and Medicare Advantage offerings. Oscar went public on the New York Stock Exchange in 2021.
The company's platform integrates digital health services designed to simplify member access to care. Virtual urgent care achieves 97% member satisfaction. Care Router, a tool that directs members to appropriate resources, is utilised by 76% of the membership. Members have 24/7 provider access and benefit from dedicated care teams for navigation support. A $3 prescription programme addresses medication affordability. Sixty-eight percent of members trust Oscar for clinical advice on care decisions, and the company maintains a Net Promoter Score of 66.
Oscar's infrastructure combines insurance operations with telemedicine capabilities, care coordination services, and pharmacy management. This integration reflects the company's stated aim to operate as a healthcare provider would, prioritising accessibility and affordability across its member base.